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Life insurance made simple

Cover that’s easy to apply for in 3 simple steps – all you need is your phone!
Step 1

Get a quick quote

There are no medical exams or blood tests needed to apply - simply answer some health and lifestyle questions.

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Step 2

Choose your cover

Explore your options, and then choose a cover amount that suits your needs and lifestyle.


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Step 3

Enjoy your protection

If you're eligible and happy with your quote, you can confirm your cover and get it in place right away. It’s that simple.

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Protect what matters most with Direct Cover Life Insurance

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Cash Payout

Get up to $1.5 million life insurance benefit paid to your loved ones (depending on your age when you apply1). It can be a simple way to help protect the financial future of the ones you care about most.

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100% early payout for Terminal Illness

Get a 100% early pay out of your life insurance benefit amount if you are diagnosed with a Terminal Illness.2 This can help with covering medical expenses or spending time with loved ones.

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Straightforward claims

Our claims process is designed to be simple, and our Australian-based claims specialists are on hand to help your loved ones with cover backed by an independent, Australian-owned insurer.

Why Choose Direct Cover?

Direct Cover Life Insurance can be a straightforward way for you to provide your loved ones with some financial help if you pass away or are diagnosed with a terminal illness.2 If you’re an Australian resident aged 18 to 70 you could get up to $1.5 million life insurance benefit paid directly to your loved ones, depending on your age when you apply.1  


Our cover is easy to apply for, you won’t need a medical exam or blood test to apply, simply answer some health and lifestyle questions and you’re all set. Once you’re covered, you’ll have immediate protection for death and terminal illness.1 Direct Cover can help you to protect the life you’ve worked so hard to build for your family and to have some peace of mind. 

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Our group’s award-winning brands

At Direct Cover, providing our customers with a high standard of customer care is part of what we do. Which is why we’re proud to be part of a group whose standards of excellence have been recognised time and time again. Have a look at some of the awards and ratings that have been earned by other brands in our group.
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Get a free Will Kit with your Direct Cover Life Insurance policy

When you buy a Direct Cover Life Insurance policy, we’ll give you a free Will Kit to help you let your family know your final wishes. That way you can help take some of the stress away from your loved ones when the time comes.

Life Insurance you can count on

At Direct Cover, we understand the trust you’re placing in us. You’ve worked hard to provide for your loved ones, and you want to make sure that they have some financial support if you pass away or are diagnosed with a terminal illness. Which is why we’ve designed cover that can help you protect the life you’ve built.


With Direct Cover Life Insurance, there are no complicated forms to fill in, no medical exams or blood tests to apply. To get covered, simply answer some health and lifestyle questions. Once you’ve secured your cover you can take comfort knowing you’ve helped get some financial support in place for your loved ones.

Peace of mind made easy

With our team of Australian-based life insurance specialists, you can take steps towards helping to protect the life you’ve built for your family.


Getting a quick quote is simple and cover is easy to apply for – all you need is your phone! Our team are ready and waiting to speak with you to help you get the protection you need.

Get your quote today

Ready to get some peace of mind? Direct Cover can help you to protect the life you’ve built for your loved ones, today.

1800 583 675

Guides

1

From $100,000 up to $1,500,000 of cover available (depending on your age). The benefit amount will not be paid if you die or are diagnosed with a Terminal Illness2 as a result of an intentional self-inflicted injury or attempted suicide that occurred before the policy commencement date or within the first 13 months of the policy commencement date. Refer to the Product Disclosure Statement for full details.

2

Terminal Illness is as defined in the Product Disclosure Statement. Upon payment of a Terminal Illness claim, the policy and cover will end.

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Receive a free Will Kit when you take out a Direct Cover Life Insurance policy.

Helping protect the life you’ve built: Get a quote today for Life Insurance
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