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Who we are

At Direct Cover, we believe in helping you protect the life you’ve built for your family. It’s not just about the everyday things, it's about making sure your loved ones are financially supported, should the worst happen.


We aim to make this easy to do by providing straightforward life insurance and excellent customer care. When you choose Direct Cover, you can have peace of mind that we’re part of a global network whose brands have been chosen by over 500,000 customers globally and are rated 'Excellent' by thousands of customers on Trustpilot.1  Don’t just take our word for it, you can find out more about our ratings here.

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Why choose Direct Cover?

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Cash payout

Get up to $1.5 million life insurance benefit paid to your loved ones (depending on your age when you apply2).  It can be a simple way to help protect the financial future of the ones you care about most.

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100% early payout for Terminal Illness

Get a 100% early pay out of your life insurance benefit amount if you are diagnosed with a Terminal Illness.3 This can help with covering medical expenses or spending time with loved ones.

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Straightforward claims

Our claims process is designed to be simple, and our Australian-based claims specialists are on hand to help your loved ones with cover backed by an independent, Australian-owned insurer.

Protecting what matters to Australians

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Our customers come first

We’re committed to helping our customers make informed decisions that will help safeguard their family’s financial wellbeing. We understand that every customer is unique, and we take the time to listen and understand their situation.

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Award winning group

We're part of a global network which has a proven track record of providing high quality customer service and whose brands have been chosen by over 500,000 customers globally.1

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High quality service

We strive to consistently provide the highest quality customer service, and our Australian based claims specialists are here to help you protect what matters most. We’re proud to be part of a network that has won multiple customer service awards and is rated ‘Excellent’ by thousands of customers on Trustpilot.1

Helping protect the life you've built

At Direct Cover, we offer a straightforward way to help you provide your loved ones with some financial security during life's toughest times.


There are no medicals, blood tests or complicated forms to apply. Simply answer some health and lifestyle questions, and you’re all set.


With Direct Cover Life Insurance in place, you can feel good knowing you’ve taken care of your loved ones and helped to give them a future they can count on.

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Guides

Get your quote today

Ready to get some peace of mind? Direct Cover can help you to protect the life you’ve built for your loved ones, today.

1800 583 675
1

Direct Cover is a trading name of Neilson Financial Services Pty Ltd (Neilson) ABN 52 668 314 896, AFSL 552284. Neilson is part of the Neilson group of companies whose brands have been chosen to protect over 500,000 customers worldwide and have been rated ‘Excellent’ on Trustpilot, an online platform for consumers to review businesses. For more ratings information, see https://www.directcover.com.au/awards-and-recognition.

2

From $100,000 up to $1,500,000 of cover available (depending on your age). The benefit amount will not be paid if you die or are diagnosed with a Terminal Illness3 as a result of an intentional self-inflicted injury or attempted suicide that occurred before the policy commencement date or within the first 13 months of the policy commencement date. Refer to the Product Disclosure Statement for full details.

3

Terminal Illness is as defined in the Product Disclosure Statement. Upon payment of a Terminal Illness claim, the policy and cover will end.

Helping protect the life you’ve built: Get a quote today for Life Insurance
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